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Payment Service Providers

An independent comparison of rates and services: an illustration of our e-book resources.

Selling Goods without a Merchant Account

If you don't have an online merchant account, and/or your level of business doesn't justify getting one, you can use a third-party payment service provider.

The rates below apply to US merchants selling physical goods through a bureau that does provide a shopping cart. Rates for non-US merchants may be a little different: check on the payment provider sites.

Remember also to check what credit cards they handle, and the popularity of these cards in your market countries. You will generally have to inquire about chargeback fees (which tend to vary with incidence of chargebacks per month), and sometimes about other rates from payment providers that prefer to assess each merchant individually.
payment service providers
 
PSP
arrange fee
setup fee
monthly fees
transaction fees (from)
transaction fees (to)
min monthly turnover
charge range
charge- back
extra fees
notes
 
website
US $
US $
US $
US cents
%
US cents
%
US $/month
-
US $
see key
see key
1
site
0
49
0
45
5.5
45
5.5
none
-
inquire
-
-
2
site
0
0
25+
30
2.29
30
2.29
-
-
inquire
 
 
3
site
0
0
9.95-11.95 a
-
11
-
9
-
-
inquire
-
I N
4
site
49.95
0
0
100
7.5
100
7.5
-
-
inquire
-
A
5
site
0
0
0
-
9.0
-
9.0
-
-
-
-
N
6
site *
0
0
0
-
15.0
-
11.5
-
-
$15
-
H T1 X
7
site
0
inquire
-
-
10.0
inquire
inquire
-
inquire
inquire
-
-
8
site
0
0
0
-
10.0
500
5.0
none
c
$5
-
H
9
site
0
0
0
30
2.9
30
0.7
none
-
n/a
O
W
10
site *
0
399
50 f
40
5.25
40
3.25
-
-
inquire
R
-
 
Key
 
 
minumum monthly charge/charge range
a=higher figures apply to international transactions, b=fees not less than $10/month, d=£10 minimum monthly charge, f=for 3 currencies.
 
Extras
O=additional 1% transaction fee for overseas transfers
 
Notes
A=affiliate program, H=hosting available at $9.95/month, I=automatic representation in 125 search engines, N=no adult sites, RF=$10 return fee on electronic , T1=telephone billing, W=wallet system, X=online s, 2P=two pass security feature: monthly fee of £15/£8 if sales <£1000.


Please note that this is a 'demo' page only: you'll need our e-book to get proper links for the sites listed.

 

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